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Reality of NGO

Once a boy came to my office for job. During interview I asked him where was he working before? He shared the reality and the whole process of his last organisation. It was an NGO but doing totally fraud. There were more than 200 telecallers who used to call to  the people of out of state and request them to donate some amount for a little child. That little child has brain tumer and cancer. Parents of that child is too poor and they can't admit the child into the hospital. so please donate some amount to save the child's life, in behalf we will provide you 80G certificate which will help you in tax relief. You have to donate the amount through debit/credit card on our website. They have fake certificates from top hospitals and the photographs of fake child with their parents on their website. So that people can trust easily. 
About 200 telecallers used to call to more than 200 people daily and they all used to say same thing about the same child for a month. The NGO used to get more than 3 lakh donation per day. They had office of 3 floors, in which more than 250 people were working including HRs, Trainers, accountants, telecallers, team leaders, floor managers and bosses. Whenever you will visit their office you will find crowd of candidates who went there for interview. Candidates go there everyday for the interview, few are selected everyday and few leave the organisation everyday. Not only 12th pass, but candidates from every field like Btech, BBA, MBA, BCA etc go for  the interview. 
If you will listen to the telecallers during their talk with customers, you will say that they are not requesting for donation, actually they are begging. It gives too bad feelings. 

Story of Bandhan Bank

Chandrashekhar Ghosh's (Founder and CEO of Bandhan Bank) father owned a sweet shop in Agartala. Ghosh used to help out in childhood. His father had other things in mind for him and sent him away to study. Ghosh completed a masters in statistics from Dhaka University and joined Bangladesh Rural Advancement Committee (BRAC), the world largest non-government development organisation based on the number of people it employs. It is also into micro-finance. That's where the seeds of Bandhan Bank were sowed. 

Ghosh returned to India and worked with several NGOs, which exposed him to the difficulties of raising small loans. He found moneylenders charging 200% from the poor people who had no resource to bank finance. Eventually, Ghosh started Bandhan in Kolkata as a microfinance company in 2001 with his savings of Rs2 lakh. That started an unlikely journey that saw Bandhan beat 23 business houses, some of them much larger than Bandhan, to be a given a licence in April 2014 to start a bank. There were only two licences given, the other went to IDFC. 
By that time Bandhan had become the country's largest microlender on assets. It had a loan book of Rs6,200 crore and 5.4 million borrowers. That played big role to convince the RBI that it will add a new dimension to banking. Now Bandhan Bank has 8.3 million customers, 20,600 employees, Rs8.900 crore deposits, Rs 14,278 crore loans that have not been repaid, 633 branches and 250 ATM. 

Book Launch- Kavya sugandh and manavta part 2

Book Launch- kavya sugandh and manavta

Stand Up India

HT, New Delhi, march 26,2016, page-15

After the launch of the startup India programme, the government is now gearing up for stand up India, which mandates each bank branch to provide one loan to a Dalit or a borrower categorised as scheduled tribe or scheduled caste, and the other to a women entrepreneur. While the scheme is already operational, Prime Minister Narendra Modi will officially kick off the programme next month in Noida. 

The launch comes amid a raging controversy over the suicide of Dalit student Rohith Vermula in Hyderabad in January. Banks have been asked to ensure that all the 1.25 lakh branches meet their targets. 

Modi has held several meetings with bankers and senior finance ministry officials on the scheme, sources said. Loans under the Stand Up India programme will range from Rs 1 lakh to 1 crore, and will be given for greenfield projects in the non-farm sector. A refinance window via Small Industries Development Bank of India (SIDBI), with an initial amount of Rs 10,000 crore, will be available under the scheme, which is expected to benefit 250,000 borrowers. The government has already launched the Start Up India scheme to promote entrepreneurship.  

Fraud Job Consultancy

Last year I hired a girl for my office. She shared everything about her last organization. It was a fake job consultancy where she was working. They used to call to candidates of another district on the name of Shine, Naukri or Monster. They use fake mobile number, fake account and fake office address. They charge different-different amount for guaranteed job. Candidates trust them and send money to their given bank account. After get money they change their mobile number. They charge amount between Rs2000 to 10,000 based on candidates, their qualification and job profile. They convince candidates by saying that they will provide job in top companies on good salary package. They run their office in a room or small office. whenever they caught by police by any way they give some money to them and start their work again. There are many fraud job consultancies like this in big cities like Delhi. Helpless candidates couldn't do anything. 

So guys, You must be alert anytime from these fake calls. 

Google office image around the world

Reality of BPO

There are many boys and girls who are working in call center after Btech. Because they didn't get placement from college and not getting job in their own field. One of my neighbors who took a loan from bank to to Btech. He couldn't get placement from college. So, he had to move to Delhi. Firstly he tried a lot to get job in his own field, but when he failed; he had to work in call center. His salary is very low Rs8000/month. Now he use to say that doing Btech is waste of money and time. There are many boys and girls who are facing the same situation. Not only Btech, but the students from every field are in the same category. The big problem is how will they manage lodging, fooding, family and even they have to give money to bank also. 

Companies give lower salary to employees specially BPO companies, because they know that there are big unemployment here. Hundreds of new candidates visit their companies for interview daily and number of candidates leave the job every month. They hire candidates from every field like 12th, graduation, BBA, BCA, Btech, MBA etc. They have requirement of employees so they do so. They select candidates on basis of communication skill and personality and nothing els. It doesn't matter which degree you have. The number of BPO companies are increasing day by day. Outsourcing is better than advertising. The big companies are investing less on advertisement and more in outsourcing. They give contract or project to BPO companies. BPO companies sell products and services by direct calling to targeted customers and it is more profitable. 

Startup Story- LimeRoad

Suchi Mukharjee studied at St Stephen's College, Cambridge University and London School of Economics. She worked at Lehman Brothers, eBay and Skype before founding LimeRoad, an online discovery platform for lifestyle products, in 2012. 

According to Mukharjee, LimeRoad believes in the individuals, not institutions, shape history.  We believe that individuals will transform the Indian lifestyle retail industry as we know it. And we at LimeRoad are going to help them do it. Entrepreneurship is the most powerful way to fulfill one's ultimate potential.   

Google Office around the world

 

8 Truths About Corporate World

1. Nobody cares about your individual  progress, all that matter is what you      contribute to the company.

2. You will be dealing with a dozen task    other than what you were initially hired  for. Your scope of work will only keep      increasing. 

3. If you are lazy, you will ridiculed by  your boss; if you are proactive, you will be  hated by your colleagues. 

4. You won't get what you really deserve  until you raise your voice.

5. People around you will constantly pull you  down because they hate your guts. 

6. Nobody is going to appreciate you staying  in extra hours every single day but the one  time you leave a little early, hell will  break lose. 

7. There will be times when undeserving  people will get credit for the work you do.

8. The more efficient you are at your work,  the more you will be burdened with it. 

Apple launches iPhone SE for Rs27k

Apple on Monday launched the new iPhone Special Edition (SE) for Rs27,000 for the 16 GB version. The 64 GB version will cost around Rs33,000. The latest kid in the iPhone family, with a 4 inch screen, trumps the iPhone 6 in almost everything. It has the latest 12 MP iSight camera found on iPhone 6s and 6s plus, which can supports live photos features and 4k video recordings. The iPhone SE will also be equipped with a longer lasting battery than the iPhone 5S and have faster wireless connections. It will also work with Apple Pay, the company's digital wallet. It skips, the 3D touch exclusive to iPhones. 

iPhone SE will initially launch in 12 countries on March 24. However Indians will have to wait till May 31 to buy the phone. The phone is coming in many colors like grey, silver, gold and rose gold. It has the company's fastest processor, the A9.  

The journey of Scooter to Bentley

 

Rahul Sharma is an Indian businessman and the co-founder of Micromax Informatics. His father never bought him a motorcycle. He first asked for it in the 10th standard. Much later, the father got him a scooter. Now the owner of a Bentley, a car whose cheapest version costs Rs2.5 crore. Sharma has not forgotten what it means for a middle class family to shell out Rs50,000. That has shaped Micromax, the telephone handset maker he set up with three friends 16 years ago, into a leader in the price band of Rs3,000 to Rs10,000. 

Sharma co-founded Micromax Infromatics Limited, as its managing director starting in march 2000. He is currently CEO and Executive Director of Product Strategy and channel sales in Micromax, headquarter in Gurgaon. Tagline of his company is 'Nothing like anything.

Rahul Sharma holds a B.com degree from the University of Saskatchewan, Canada and a mechanical engineering degree from Rashtrasant Tukadoji Maharaj Nagpur University. He is married to film actress Asin Thottumkal this year. In 2014, Fortune named Rahul Sharma among their 40 under 40. He doesn't like seeing people wearing suits to work. He loves Japanese food. He is a good friend of actor Akshay Kumar. Akshay kumar and his wife Twinkle Khanna were among the first stars to endorse Micromax when the brand had begun selling mobile phones in 2008. Thereafter, Sharma's company went on to hire Wolveerine star Hugh Jackman as its brand ambassador in 2014. 

Firstly he started Micromax as a software company, but later, one fine day when he visited a village, he saw there was no electricity but was payphone, and the idea came to make mobile phones. He is selling 2.7 to 3 million phones in a month from one country to 5 countries. Micromax has invested in at least 7 small companies in the last 12 months. As of today, the brand is the 10th largest handset supplier globally.  

Awanish Surya preview

The Book I Urge You to Read

Publisher-HarperCollins

The book I urge you to read. This is about food and passion in a picturesque village. Let's do a little exercise first. Think of each letter of the English alphabet and associate it with a dish that you grew up eating, a vegetable you love, and an ingredient that found pride of place in your mother's kitchen. In doing so, were you reminded of the stories, the occurrences that happened in your life around them? Chances are, you were, if you love food and love nurturing the stories behind them.